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Are you thinking about buying a home but worried about the down payment? With 100% FHA financing, you may have more opportunities than you think. Through a no-payment, forgivable Down Payment Assistance (DPA) program, the required 3.5% FHA down payment is fully covered, allowing you to achieve true 100% financing without bringing money in for the down payment. This program is designed to help individuals and families with limited savings achieve homeownership while benefiting from FHA’s flexible credit, income, and property guidelines. Whether you’re a first-time buyer or purchasing again, this option can open the door to homeownership with no repayment obligation on the assistance if program conditions are met. At Standard Mortgage, we’re here to help you navigate the process, answer your questions, and guide you every step of the way—call us today at 877-515-0889 or complete information below to get started.